Your One-Stop-Shop for All Your Financial Needs
UCC offers a variety of financing solutions, below are just a few examples. Please refer to the products menu for a full listing.
Consolidating debt refers to acquiring a single larger loan to repay all other loans, resulting in a consolidated or combined debt with only one payment each month at a lower interest rate. By refinancing or consolidating debt, we may be able to significantly lower your interest rates or your monthly payments, which can help free up some cash for savings, investments, or for other reasons that you may need the money.
Whether you are buying a home or a rental property, the mortgage agents at UCC can help find you the best mortgage to fit your personal financial circumstances. With the information you provide to us, we will analyze your situation and recommend the best potential solutions. UCC has access to a variety of local and online institutional lenders, as well as Windsor’s largest source of private lenders. Many of these online lenders will consider mortgages for clients with less than perfect credit or difficulties in proving their income.
You may have a number of credit cards or high interest loans that we can consolidate into a secured or unsecured personal loan with a bank or credit union at a lower interest rate than you are currently paying. This new loan may also reduce your payments, which may give you the opportunity to begin saving up for a down payment on a home of your own. There are many types of loans available and our team of agents at UCC can assist you in choosing the right one!
Most Canadians have heard of private mortgages but have little knowledge of what they actually are or how they work. Private mortgages can be an alternative source of financing for borrowers with credit, employment, or income issues. Private mortgages usually have a higher interest rate due to the higher risk involved in the investment. Most banks and institutional lenders typically need to satisfy strict mortgage lending criteria and are not willing to budge too far from the standard mortgage approval requirements and as a result, will deter from such transactions.
The lower a person’s credit score is, the more of a risk that person is considered to be by a lender. Therefore, it is likely that people with bad credit will have to borrow money at higher interest rates. In the past, the choice of lenders for mortgages was generally restricted to the major banks or financial institutions. In today’s mortgage and loan market however, there are many lenders available including private lenders that are willing to finance higher risk individuals and high ratio mortgages that the large banks commonly refuse.
Business owners and self-employed individuals often have difficulty when applying for mortgages and loans, regardless of their personal financial position and credit history. Unimor acknowledges and encourages the entrepreneurial spirit and has a network of private lenders that currently offer mortgage and loan programs to borrowers who are self-employed or that operate their own business.
Windsor-Essex County Mortgage Brokers & Agents
Unimor Capital Corporation’s team of mortgage agents are readily available to assist you with finding mortgage or loan solutions that meet your financial needs. Whether you are looking to make a large purchase, refinancing, or consolidating debt, it’s important that you are making an educated decision and receiving professional unbiased advice. As licensed mortgage brokers, we work for you and not the banks, which means we work in your best interest. We offer many financing solutions with several leading institutional lenders both local and online. We can assist you with your financing needs whether you have perfect or challenging credit, are self-employed or have long-term employment, or need help with consolidating high interest rate debt. Our team of mortgage agents have the experience and lending resources to find solutions for people of all circumstances.
We are also Windsor’s largest source for private mortgages, which means we can often help individuals with challenging financial situations who are usually refused by the major banks or financial institutions. At UCC, we work hard for your business and do our very best to make every financial transaction as smooth and stress-free as possible. Contact one of our Windsor mortgage agents today or submit an online mortgage or loan application to get started on your path to financial independence with Unimor Capital Corporation!